Investors spend considerable time considering what to invest in, but often far less time understanding where their assets are held, who can access them and what safeguards are in place.

At GraySwan, client money never enters our bank accounts. Instead, investments are held and administered through independent financial institutions, while we provide investment advice, portfolio management and ongoing oversight within our agreed mandates.

In our latest article, Duncan Theron, Chief Executive Officer of GraySwan, explains how this structure works, the different responsibilities of investment platforms, custodians and trustees, and what happens when you invest, withdraw money or a financial services provider can no longer operate.

Understanding these distinctions is an important part of making informed investment decisions.