SCI CAUTIOUS
FUND OF FUNDS

2
Consistent top quartile performer
3
Lower risk than the industry
3
Lower fees than the industry

CAUTIOUS FUND OF FUNDS

CUMULATIVE PERFORMANCE SINCE INCEPTION

%

Fund Performance

%

Benchmark

%

Outperformance

What ARE the Fund’s objectives?

The Fund aims to consistently outperform the Association for Savings and Investment South Africa (ASISA) South-African Multi-Asset Low Equity category (after investment management fees) over any 3-year rolling period. The Fund, therefore, targets high income and stable reasonable growth whilst aiming (no guarantee) to preserve capital over shorter-term periods

The Fund is aimed at investors that have a low-risk tolerance (i.e., are close to retirement or in retirement) and an investment time horizon of 3-years.

Who should invest?

The Fund is ideally suited for a conservative risk profiled investor or an investor that is close to or in retirement and wishes to maximize income whilst still aiming to produce real returns over the long term. The Fund is suitable for investors which require a well-diversified, actively managed multi-asset and multi-manager investment portfolio that adheres to the guidelines set by ASISA and Regulation 28 of the Pension Fund Act.

In order to achieve high income but also real returns over any 3-year rolling period, the Fund will have up to 40% exposure to local and offshore equities. Therefore, investors need to be comfortable with capital losses of up to 5% over any 12-month rolling period.

INVEST IN A TOP PERFORMING FUND WITH LOW FEES

Risk Profile

Low / Medium

E

Inception

4 July 2017

N

Regulation 28

Compliant

f

Benchmark

ASISA SA Multi Asset Low Equity

Unlock Success with Our Exceptional Funds – Outperforming Expectations

Disclaimer:

Sanlam Collective Investments (RF) (Pty) Ltd SCI, a registered and approved Manager in Collective Investment Schemes in Securities. Collective investment schemes are generally medium- to long-term investments. Past performance is not necessarily a guide to future performance, and that the value of investments / units / unit trusts may go down as well as up. A schedule of fees and charges and maximum commissions is available from the Manager on request. Collective investments are traded at ruling prices and can engage in borrowing and scrip lending. The Manager does not provide any guarantee either with respect to the capital or the return of a portfolio. SCI retains full legal responsibility for the third party portfolio. The fund may from time to time invest in foreign countries and therefore it may have risks regarding liquidity, the repatriation of funds, political and macroeconomic situations, foreign exchange, tax, settlement, and the availability of information. The Manager has the right to close the portfolio to new investors in order to manage it more efficiently in accordance with its mandate. The performance of the portfolio depends on the underlying assets and variable market factors. Performance is based on NAV to NAV calculations with income reinvestments done on the ex-dividend date. Lump sum investment performances are quoted. Collective investments are calculated on a net asset value basis, which is the total market value of all assets in the portfolio including any income accruals and less any deductible expenses such as audit fees, brokerage and service fees. Actual investment performance of the portfolio and the investor will differ depending on the initial fees applicable, the actual investment date, and the date of reinvestment of income as well as dividend withholding tax. Past performance is not indicative of future performance.

SCI refers to Sanlam Collective Investments.